If you have not worked enough quarters to accumulate eligibility for Social Security Disability Insurance (SSDI), you may still be eligible for Supplemental Security Income (SSI) benefits. Social Security Income (SSI) is based on the financial “needs” of an individual who is unable to work due to a physical or mental condition, or both. The Social Security Administration (SSA) generally considers an individual eligible for Social Security Income (SSI) if they have less than $2,000 in assets or resources, or $3,000 for a married individual. In most states, including Colorado, an SSI recipient will also receive Medicaid to help pay for certain health care related costs.
Children may also be eligible for SSI if they are found disabled and their parents meet the income/financial requirements. Children are evaluated under a different standard than adults, but the application process is essentially the same.
Once the individual is determined to meet the financial criteria for SSI, they still have to meet the 5-step process to be found disabled.
The Social Security Administration (SSA) uses a 5-step process to determine if a person meets the criteria for receiving disability benefits. You must meet the criteria of each step before moving onto the next step of the criteria list.
Social Security Administration’s 5-step criteria list to qualify for Social Security Income benefits